REGULATIONS AND GOVERNMENT RELATIONS
We work on you behalf communicating with policy and legislation staff at the Ministry of Finance and MLA’s to work on legislative reform, including self-regulation, personal mortgage broker corporations, fee issues, better and more simplified disclosure, mortgage investment and mortgage syndication issues, more even handed and less heavy handed enforcement processes, regulation of bank broker reps and a host of other issues.
CMBA Joins Coalition for Small Business Tax Fairness
Coalition for Small Business Tax Fairness, representing hundreds of thousands of independent businesses, professionals and taxpayers, submitted a letter to the Honourable Bill Morneau regarding the proposed tax changes
CMBA Submission to OSFI RE: Draft Guideline – Residential Mortgage Underwriting Practices and Procedures
The Canadian Mortgage Brokers Association (CMBA) submission to OSFI concerning the Draft Guideline – Residential Mortgage Underwriting Practices and Procedures.
CMBA Bulletin on Purchases and Sales Involving Non-resident (Capital Gains Tax)
A mortgage broker forewarned with knowledge about the capital gains tax, as it applies to sales of real estate by non-residents, is better forearmed to assist in avoiding later delays and collapsing of transactions.
CMBA Bulletin on Mortgage Brokers Issuing Promissory Notes
Mortgage brokers in Canada who arrange loans from clients using promissory notes may, at least in some circumstances, be breaching securities legislation.
Consumer Protection and Oversight in Relation to Schedule I Banks
Letter to the Standing Committee on Finance
Application of GST to Mortgage Broker Fees/Commissions
Do mortgage broker fees/commissions attract GST?
CRA’s new NOAs Create Fraud Risk
Letter to the REM Editor: Help your clients with mortgage shopping
Housing Stakeholders Position Paper
The below listed construction and housing industry associations, primarily in market housing, have collaborated to identify several recommendations to improve housing supply. Some of the recommendations can be achieved by municipal governments, but the provincial government can also encourage or assist these processes.
Real Estate Board of Greater Vancouver
Fraser Valley Real Estate Board
BC Real Estate Association
Real Estate Institute of BC
Greater Vancouver Home Builders’ Association
Canadian Home Builders’ Association – Fraser Valley
Canadian Home Builders’ Association – BC
Urban Development Institute – Pacific Region